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Five Pillars of Wealth

· wealth,Financial Life,Shopping Annuity

Wealth From The Inside Out

In October 2011, Richard Branson came to Melbourne, Australia as a keynote speaker for a financial education summit to share his amazing story and financial success. I had the privilege to spend some time with him alongside a group of entrepreneurs in the green room, and a photo session. One of the things that struck me about Richard Branson was his down to earth ways, and his sharing about this millionaire (and in his case billionaire) mentality. He shared that true wealth has to be created from the inside out. Richard Branson loves his entrepreneurial adventures, these are his passion. His secrets to wealth include passion, skills and mindset.

Transform Your Financial Life

How do we develop this mindset? Well from my research and studies, I found that to develop and nurture an abundance mindset, we need to see options and opportunities when we face obstacles or challenges. Express appreciation regularly, and recognize others who do the same. Communicate and share our hopes with others. It's also important to develop money management skills. And that includes the areas of budgeting, learning, investing, saving and spending. I have also written an e-book called ‘transform your financial life’ with these concepts, plus helpful steps to get out of debt. Please contact me and I’ll email you the e-book for free.


Budgeting is balancing expenses with income. It is a realistic financial plan. It is the process of creating a plan to spend money. It allows determining whether a person has enough money to spend or not. If a person has enough money to spend then it helps to know in advance how much or what portion a person can save. On the other hand, if a person does not have enough money to meet up all the required demand then it helps to set priority order of spending by trading off some demand so that maximum utility is ensured.


Leverage is defined in the Wikipedia in the context of finance as a general term for any technique to multiply gains and losses. The real power of leverage is being able to use other people's money, talents and experts to build a business and re-invent a business/or real estate and realize that others pay for it if the structure it in a certain way.


Investing is the act of committing money or capital to an endeavour with the expectation of obtaining an additional income or profit. Whether you have $500 or $500,000 to invest, the objective is the same: to make your money grow. Investing is a smart way to secure your financial future and to begin letting your money make more money for you.


Most of us want to improve our savings but very few of us become successful in doing so after dealing with the day-to-day expenses that arise in life. An increase in savings can back you up when unexpected expenses like illness, car repairs, and job loss occur. It is a great way of preparing for annual bills, important events - such as Christmas, birthdays and marriage anniversaries. Below I want to add in a great tip for you in regards to converting your spending into earning.


Have you heard of "Shopping Annuity"? The Shopping Annuity is a revolutionary concept that helps smart shoppers from all over the world convert their spending into earning through a unique tracking system that allows you to fund an annuity through shopping. Unlike a typical annuity from a bank, you don’t have to invest a massive sum of money to get started - your investment is what you already spend on everyday purchases. Converting your spending into earning with the shopping annuity is a simple process that you can perform, provided you understand the basic elements: shopping, and an annuity. I teach people to monetize shopping online. If you’d like to learn more, please contact me.

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